Social Security Payment Dates for January 2025: Everything You Need to Know?

The Social Security Administration (SSA) has announced the payment schedule for January 2025, letting beneficiaries know when to expect their monthly Social Security checks. Payment dates depend on various factors, such as the type of benefit, when the claim was filed, and the recipient’s birthdate.

Social Security Payments

For those receiving Social Security retirement, disability, and survivor (RSDI) benefits who filed their claims after May 1, 1997, the payment date depends on your birthday. Here’s the breakdown:

• Birthdays from the 1st to the 10th: Your payment will arrive on January 8 (the second Wednesday of the month).
• Birthdays from the 11th to the 20th: Your payment will be sent on January 15 (the third Wednesday of the month).
• Birthdays from the 21st to the 31st: Expect your payment on January 22 (the fourth Wednesday of the month).

For individuals who began receiving benefits before May 1997, their payments will arrive a little earlier, on January 3.

Supplemental Security Income (SSI) Payments

Supplemental Security Income (SSI) helps older adults and people with disabilities who have limited income or resources. The January 2025 SSI payment schedule has a few important points:

• January 1 is New Year’s Day, a federal holiday. Therefore, SSI payments for the month will be sent early on December 31 (the last weekday of December).
• Since February 1 falls on a Saturday, February’s SSI payment will be issued earlier, on January 31.

What to Do If a Payment Is Missing

If you don’t receive your payment on the expected date, the first thing you should do is check with your bank or financial institution. There could have been a delay in processing. If the payment still hasn’t arrived, you can contact the SSA.

You can reach the SSA by calling 1-800-772-1213 (TTY: 1-800-325-0778) or by visiting your local Social Security office. They will review the situation and take the necessary steps to replace the payment if it’s missing or has been stolen.

By staying on top of these dates, recipients can ensure they get their benefits without any issues. Mark these dates on your calendar, and if something goes wrong, act quickly to avoid unnecessary delays.

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