Electronic Benefit Transfer (EBT) card thefts are surging across the United States, leaving many Supplemental Nutrition Assistance Program (SNAP) recipients without essential funds.
This rise in fraudulent activity is particularly concerning as federal reimbursements for stolen benefits ceased on December 20, 2024.
Understanding EBT and SNAP
SNAP provides financial assistance to low-income individuals and families to purchase food.
Benefits are distributed monthly via EBT cards, which function like debit cards at authorized retailers.
The standard issuance schedule varies by state but typically aligns with recipients’ case numbers or birth dates.
The Rise of EBT Card Thefts
In recent months, there has been a notable increase in EBT card thefts nationwide. Thieves employ skimming devices placed on legitimate card readers to capture card details and PINs, enabling unauthorized access to victims’ accounts.
For instance, in New York City, residents of a Queens senior living center lost thousands in SNAP benefits due to skimming devices at local stores.
Similarly, a Georgia mother discovered her EBT card, loaded with $400, had been drained to just 23 cents, preventing her from buying food for her family.
End of Federal Reimbursements
The Consolidated Appropriations Act of 2023 allowed states to use federal funds to replace stolen SNAP benefits for thefts occurring between October 1, 2022, and December 20, 2024.
With this provision expired, victims of EBT theft after December 20, 2024, may not receive reimbursements. Some states might continue offering support using state funds, but this varies.
Protecting Your EBT Benefits
Given the rise in thefts and the end of federal reimbursements, EBT cardholders must take proactive measures:
- Regularly Monitor Account Activity: Frequently check your EBT account for unauthorized transactions. Early detection can prevent further unauthorized use.
- Change Your PIN Frequently: Update your PIN regularly, especially before benefit issuance dates, to reduce the risk of unauthorized access.
- Be Vigilant at Points of Sale: Inspect card readers for unusual attachments or devices that could be skimmers. If something seems off, inform store management and avoid using that machine.
- Enable Card Security Features: Some states offer options to lock your EBT card when not in use or block out-of-state transactions. Check with your state’s EBT services to see if these features are available.
- Beware of Phishing Attempts: Never share your EBT card number or PIN over the phone or online unless you’re certain of the recipient’s legitimacy. State agencies will not ask for this information unsolicited.
Future Outlook
The U.S. Department of Agriculture (USDA) is collaborating with state agencies to enhance EBT card security, including the potential adoption of chip technology to replace the less secure magnetic stripes. However, widespread implementation may take time.
In the interim, SNAP recipients should remain vigilant and adopt recommended security practices to safeguard their benefits. If you suspect your EBT card has been compromised, contact your local SNAP office immediately to report the theft and seek guidance.
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Archer Bannister is a journalist with 4 years of experience covering hard-hitting stories. Currently working with Mikeandjonpodcast, Archer specializes in delivering timely and in-depth updates on a variety of topics, including crime news, politics, and national issues affecting the USA. His expertise and dedication to delivering accurate, impactful news make him a trusted voice for audiences seeking to stay informed on critical topics.
