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ISO rating review to lower homeowners insurance rates in Putnam & Pinckney

Homeowners in Putnam Township and the Village of Pinckney will likely be seeing some savings in their insurance in the near future.

In September 2021, the Putnam Township Fire Department undertook what was described as a “thorough process” of having the ISO (Insurance Service Office) PPC (Public Protection Classification) rating updated for both the township and village.

That process involved the ISO analyzing not only the department’s ability and capability to provide fire suppression, but the number of hours dedicated to training, fire prevention activities, availability of water, as well as communication (911) capabilities.

ISO ratings run from 1 to 10, with 1 being the best possible rating.

Prior to the analysis, the Township’s ISO rating was 7 out of 10, while the Village of Pinckney

scored a 4 out of 10. Officials say that results from the September review were recently received indicated they had successfully dropped the Township to a rating of 5 out of

10. While the Village remained a 4 out of 10.

Because insurance companies rate the fire-loss experience not only in specific communities, but also in those that surround them, insurance rates will drop in both the township and the village.

“The residents of Putnam Township continue to show their support to us in many ways,” stated a press release by the Putnam Township Fire Department. “We want you to know that we continue to work not only to provide front line response when you have an emergency, but to continue to work to keep all aspects of our Township and its residents safe.”

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