When you think about Oklahoma, images of the famed Route 66, country music, and rolling grasslands may come to mind. However, the Sooner State appeals to retirees because of its tiny communities’ friendliness, mild winters, and affordability.
Places like Bartlesville and Ardmore balance convenience and a slower pace, and the area is made even more alluring by tax-friendly laws like the $10,000 deduction on additional retirement income and the lack of taxes on Social Security. These 5 towns showcase Oklahoma’s finest retirement living, from cultural sites to lakeside walks.
Ada
Ada is a good option for people who wish to settle down because it offers comfort and convenience, along with necessary services, in south-central Oklahoma.
As of February 2025, prices averaged about $166,607— notably less than the state median—making buying a property in Ada quite inexpensive.
Active retirees can spend an afternoon at Lakewood Golf Course, take in the natural splendor of Wintersmith Park, or see a performance at the historic McSwain Theater.
Ada positions itself as an alluring retirement location in Oklahoma by striking a balance between affordability, recreational opportunities, and basic amenities.
Mercy Hospital Ada guarantees access to high-quality healthcare for medical needs, while Ada Care Center and other assisted living facilities serve individuals who require further assistance.
Baptist Village of Ada is a great option for people who want a quiet yet active community. It offers both independent and assisted living, which is equally vital.
Bartlesville

Bartlesville is known for its renowned Western art collection, exotic animals, and long trails. It is also home to the Woolaroc Museum & Wildlife Preserve.
The historic Bartlesville Union Depot reminds visitors of the town’s train past, and architecture buffs can tour the Frank Phillips Home, a well-preserved home that honors the founder of Phillips Petroleum.
Bartlesville offers seniors useful advantages, such as a lower-than-average cost of living and cultural appeal.
As of February 2025, the median home price in Oklahoma is $173,247, which is substantially less than the state median of $203,806, making homeownership more accessible.
One of the town’s senior services is DayBreak, an adult day health program that promotes participation through wellness initiatives, sociability, and therapeutic activities.
In a similar vein, The In-Home program helps seniors with modest incomes by helping them with grocery shopping, meal preparation, household management, and health education.
Ardmore
Due to its affordability and the open areas that seniors adore, Ardmore stands out as one of Oklahoma’s best retirement destinations.
The community celebrates Lake Murray State Park’s natural splendor, which makes it a popular destination for hiking, fishing, and lounging by the lake.
Tucker Tower Nature Center offers insight into the area’s history and fauna. With even more space to explore, Ardmore Regional Park makes it simple for senior citizens to maintain an active lifestyle and a connection to the natural world.
With an average price of $147,577 as of February 2025, homeownership in Ardmore is still affordable for those wishing to start a family.
In addition, the town’s senior services address a range of requirements; Ardmore Village and Big Five Community Services provide access to necessary programs, while Ardmore Veterans Center supports veterans.
Tahlequah

Tahlequah, the Cherokee Nation’s historic capital, is still a cost-effective option; as of February 2025, the average property price was $181,359.
With restaurant-style dining, exciting activities, and a compassionate staff committed to making every day delightful, Brookdale Tahlequah Heritage offers a cozy setting for individuals seeking to live with their peers without the hassles of homeownership.
Cherokee Elder Care ensures extra assistance, fostering an environment where elderly people can remain engaged and active.
Elderly people continue to value healthcare highly, and Cherokee Nation W.W. Hastings Hospital is a reputable local supplier of healthcare services.
According to SmartAsset, Cherokee County is the seventh-best county in the state for seniors and is frequently ranked among the best places to spend one’s retirement years.
By providing meals, social gatherings, and special activities like bingo and seasonal festivals, the Tahlequah Senior Citizens Center fosters a sense of community and improves everyday living.
Poteau
With Wister Lake spanning 7,300 acres and 115 miles of coastline, Poteau is encircled by picturesque scenery.
While Cavanal Hill, dubbed the “World’s Tallest Hill,” contributes to the town’s unique identity, Heavener Runestone Park honors the town’s cultural and historical heritage.
Moreover, with an average property price of $171,888 as of February 2025, the community is still a reasonably priced retirement option.
Oaks Healthcare Center offers dependable care and a cozy setting for seniors looking for options.
Accessibility to healthcare is still a top concern, and Eastern Oklahoma Medical Center, the community’s primary hospital, provides necessary medical services.
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