Social Security recipients have something to look forward to—your next check will include the 2025 Cost-of-Living Adjustment (COLA) increase. This means you’ll see a higher monthly payment starting with your January check.
But when exactly will you receive your payment? That depends on factors like your birthdate and how long you’ve been receiving Social Security benefits. If you’re new to the program and unsure of your payment schedule, don’t worry! We’ll explain everything below.
If you’re still waiting for your December check, don’t panic. There are steps you can take if your Social Security payment is missing. Keep reading to understand the January schedule and find out when to expect your payment.
When Will You Get Your Social Security Check?
Social Security checks are usually sent out on Wednesdays. However, due to the Christmas holiday on December 25, payments will arrive a day earlier this month. This slight adjustment ensures no delays in your benefits.
For January 2025, here’s what you need to know:
- Payments start going out on the second Wednesday of the month.
- The next two payments will follow on the third and fourth Wednesdays.
Your payment date depends on the day you were born:
- If your birthday falls on the 1st–10th, you’ll receive your payment on the second Wednesday.
- Birthdays on the 11th–20th mean your check will arrive on the third Wednesday.
- If you were born on the 21st–31st, expect your payment on the fourth Wednesday.
Special Payment Rules for Long-Time Recipients
If you’ve been receiving Social Security benefits since before May 1997, or if you also get Supplemental Security Income (SSI), your payment schedule is different. In these cases:
- Payments are sent on the 1st of every month unless it’s a weekend or holiday. If so, you’ll receive your check on the nearest weekday.
Will Other Benefits Be Paid on The Same Day?
If you receive multiple government benefits, like Social Security and SSI, the payment schedules might vary. For example:
- SSI payments are usually sent on the 1st of the month, with adjustments for holidays and weekends.
- Social Security checks follow the schedule based on your birthdate unless you fall under the pre-1997 category mentioned earlier.
By knowing these details, you can plan your finances better and avoid surprises. If you have questions or face delays, the Social Security Administration (SSA) provides resources and support to help you resolve payment issues.
For more tips and updates, don’t forget to check out the SSA’s online tools, including their SSDI cheat sheet and guides for applying for Supplemental Security Income.
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Archer Bannister is a journalist with 4 years of experience covering hard-hitting stories. Currently working with Mikeandjonpodcast, Archer specializes in delivering timely and in-depth updates on a variety of topics, including crime news, politics, and national issues affecting the USA. His expertise and dedication to delivering accurate, impactful news make him a trusted voice for audiences seeking to stay informed on critical topics.
